When it comes to mapping, there’s no area more highly charged than flood or fire mapping. When determining these risks, a rigorous methodology is needed because the outcomes have great impact on the property-owner’s pocketbook. An unfavorable ruling that designates a previously risk-neutral property as an at-risk property has huge implications on the market value and insurance burden of that property.

I just read a news post from Australia where brushfire mapping has been used to classify homes that are at risk of fire. The city council of one city is fighting rulings that have classified homes near the harbor, and homes on narrow strips of land, as brushfire-prone properties.

I also read that the Federal Emergency Management Association (FEMA) is providing a 90-day flood map review process for residents of Monmouth County, New Jersey. Here residents are given 90 days to submit an appeal if they don’t believe that their flood zone classification matches the risk on their property. The residents must supply technical documentation that details risk mitigation elements such as topography or engineering measures.

I like the idea of a review period for individual property owners as it seems to be a very democratic and measured approach to the inevitable individual conflict resolution. The council’s defense of citizens is somewhat suspect, given their defense of property values for a better tax base. It’s generally federal funds that get the hit in major disasters, so the federal regulation should win out on this type of inter-governmental dispute.

With impending sea-level rise, FEMA will be quite busy with updates in coastal areas. FEMA’s Map Assistance Center handles any questions regarding rules, regulations, requirements and criteria for appealing any changes in the map. I wonder what percentage of appeals are successful?

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